Total & Permanent Disability Insurance

At Top Mortgages, we also render our support and guidance in selecting a Total & Permanent Disability Insurance plan. These policies provide you with a lump sum amount in case the policyholder becomes completely disabled from any injury or medical illness. You also have to qualify for the following:

• You are unable to attend and perform at your job
• You have suffered from loss of sight or limbs
• You are not able to perform two of the following chores by yourself:
  • Bathing
  • Dressing
  • Eating & Drinking
  • Using Toilet
  • Moving to a different place using a walking aid or wheelchair

The Total & Permanent Disability Insurance will provide you coverage when it is proven that you will not be able to work in a regular job again.

Few other advantages of getting this policy are:

• Coverage of expenses done on primary treatments and medicines
• Timely access to healthcare services
• Attending required therapies & hospitalization
• Complete legal and financial guidance to the policyholder
• Scheduled sessions with a Psychologist or a Psychiatrist for you and your family
• Coverage to modify or purchase a vehicle based on your special needs and requirements

If you want to keep your family members safe and financially covered, then Total & Permanent Disability Insurance is a great policy for you. They will always have financial support from the selected disability coverage plans.