Commercial Loans
Being a reliable and experienced Loan Market Mortgage Adviser, Top Mortgages is your one-stop solution for receiving the right Commercial Loan advice. From helping you plan the right strategy to understanding interest rates, our experts will stay by your side throughout the process.
There are so many lenders in the market, with different requirements. This is where we come in. We offer our professional insight and knowledge to help you pick the best option for yourself.
What is a Commercial Loan?
If you are wondering what a commercial loan is, then it is the loan provided after taking a commercial property as security. These include a shopping centre, office complex, large buildings, and more. Explaining these in detail:
- Offices of all sizes, everything from single floor complex to large business centres
- Massive Industrial Facilities, Showrooms, Warehouses with an area of 3000sqft or more
- Heavy Industry establishments
- Retail premises, Shopping Centers, Marketplaces, and more
- Buildings used to run commercial outlets
- Development Projects, include all retirement, tourism, or residential complexes
One can easily purchase commercial properties, while the leases and tenants still staying on the premises. In New Zealand, the tenants are responsible for paying for any repairs or fit-outs. They also have to clear dues for rates, insurances, and other utilities. It will get the commercial property investor a better return on their financial input.