Mortgage Restructuring

At Top Mortgages, we help you get favourable terms when you opt for mortgage restructuring. When your term for fixed rates is near renewal.

Often customers get confused between refixing, refinancing and restructuring the mortgage. Here at Top Mortgages we help you restructure your mortgage which means reviewing how your current loan is working, is it fixed or floating, what you can do to pay it off earlier! This may require moving your loan from one bank to another. And our team of experts are here to help you with the same.

We not only help you move your loan portfolio and negotiate the terms in your favour but we also assist you in redesigning your complete mortgage portfolio so that you can attain your financial goals in the minimum possible time period.

Our experts help you get your financial priorities straight. For the same, our team can also work together with your lawyer, auditor or accountant as required.

Why Us?

• We primarily assess your income, expenses and potential savings.
• We assess future financial commitments and positions.
• We evaluate current and forecasted interest rates.
• After complete evaluation and assessment, we adequately recommend splitting loans in fixed and floating proportions.
• We help you get the lowest possible interest rates.